About Us
Cool Credit is a bilingual company that believes everyone (yes! you and I) can have and enjoy the benefits of having excellent credit. You should enjoy financial rewards: earn miles, cash back, save thousands of dollars (yes! I said THOUSANDS) by qualifying for low-interest rates on home mortgages, auto loans, personal loans, business loans, and credit cards.
You should enjoy the freedom of being approved for any lending need, product or bank service. Having said that, everyone needs a coach and a strategy. Cool Credit achieves results through credit education, you will gain credit knowledge and we will take action on all 3 personal credit reports and get them as perfect as possible. Our goal is to help you to get approved everywhere you decide to business with. We can’t wait to help you with that.
Cool Credit is Registered and Bonded in the State of Texas.
About the Owner and Founder
Hello Dear Friend,
My name is Areli and I’m the owner and founder of Cool Credit. I founded my company with the spirit and motivation of helping and serving you the consumer directly with your personal credit and business credit needs. My goal is to help you become a credit expert.
Before founding and starting Cool Credit I was a Personal Banker, Business Banker, and Manager on Duty for 11 years (since 2008) and I worked at very well known and reputable “big-banks”. I also have a Bachelor’s Business Degree from St. Mary’s University of San Antonio, TX.
My reason for why I decided to start my own credit counseling service, is because as a banker I would get asked a lot of personal and business credit advise; clients would ask me specific questions regarding their specific situation at that particular moment in time.
The bank does not offer any kind of credit counseling service. I have learned the rules of FCRA and I’m fully knowledgeable on how the FICO and PAYDEX scoring system works.
I’m registered and bonded in the State of Texas as a Credit Services Organization and I know very well the rights that you have as a consumer and a path forward to lead you into having excellent credit.
It would be an honor to me to help you reach your credit needs and giving you the opportunity to a fresh or new start in the world of credit.
Talk to you soon,
Areli